Hervey Bay Independent : 1st January 2015
$28 BILLION THE ‘BIG 4’ BANKS MADE IN PROFITS* Let’s compare rates on a new $200,000 ‘package’ home loan with an LVR up to 80%+ WESTPAC 5.28% P.A. CBA 5.40% P.A. NAB 5.28% P.A. ANZ 5.38% LOWEST EVER HOME LOAN RATE! CHOOSE OUR 4.65% P.A. Discount package variable rate ^ | 5.03% P.A. Comparison rate ~ Barry Hancock 0438 705 283 Wide Bay Australia Ltd ABN 40 087 652 060, Australian Credit Licence 239686 is the credit issuer. This is not an offer to lend – nal approval is subject to meeting our credit assessment criteria and providing supporting documentation. Terms, conditions, fees and charges apply – full details on application. Prior to entering into a credit contract with us you should read our Credit Guide. *Combined pro ts of Australia’s four major banks in 2013/14. + The annual percentage interest rates shown for the four major banks ‘package rates’ on a $200,000 home loan are current as at 11th November 2014. These rates were obtained directly from the lender’s of cial websites. All interest rates are subject to change and independent veri cation is recommended. The features and fees & charges applicable to each lender’s home loans will vary. Wide Bay recommends you review a Home Loan Key Facts Sheet available at each lender’s website before making any decision to choose a new lender or switch to help ensure the home loan you choose meets your individual circumstances, needs and objectives. ^The interest rate is variable and is applicable to a new ‘Home Loan Plus’, with Freedom Package, of $150,000 or more and an LVR of 80% or less. A discount of 1.28% off the ‘Home Loan Plus’ Standard Variable Rate applies for the life of the loan while the Freedom Package terms and conditions are met. Higher rates apply to higher LVR’s. An Annual Fee applies. ~Comparison Rate is based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts & terms will result in different comparison rates. Costs such as redraw fees or early repayment fees & cost savings such as fee waivers, are not included in the comparison rate but may in uence the cost of the loan. P.A.
18th December 2014
8th January 2015